Malta Visas & Residency
Malta Retirement Programme
MRP
Property investment, eligibility, and qualifying Maltese listings under the Malta Retirement Programme
Data as of 3. maj 2026
Currently accepting applications
About the Malta Retirement Programme
The Malta Retirement Programme is a tax-residency scheme for EU, EEA, and Swiss nationals whose primary income is a pension. Beneficiaries pay a flat 15% tax on the pension remitted to Malta, with a minimum annual tax of EUR 7,500. The programme requires holding qualifying property and spending at least 90 days per year physically in Malta.
Eligibility
Open to EU, EEA, and Swiss nationals receiving a pension which constitutes at least 75% of their chargeable income.
Open to
EU, EEA, and Swiss nationals
Notable benefits
- 15% flat tax on pension income remitted to Malta
- Lower minimum tax (EUR 7,500/year)
- Family members included
- Mediterranean climate and EU healthcare access
Official Maltese government source
https://cfr.gov.mt/en/individuals/Pages/Malta-Retirement-Programme.aspx
Programme rules and thresholds change from time to time. Always verify the current published criteria with Identity Malta or Residency Malta before making an investment decision.
Property thresholds
Property investment unlocks the Malta Retirement Programme. Either a one-time qualifying purchase or a multi-year qualifying rental works; many applicants combine the property route with the government contribution requirement.
| Purchase | Annual rental | |
|---|---|---|
| Malta (mainland) | 275.000 € | 9.600 € / yr |
| Gozo or South Malta (reduced threshold) | 220.000 € | 9.600 € / yr |
Headline figures
- Flat tax rate
- 15%
- Qualifying active listings
- 3.295
- Cheapest qualifying property
- 220.000 €
Active darscover inventory that qualifies
Darscover currently tracks 3.290 active sale listings and 5 active rentals at or above the Malta Retirement Programme property threshold. Of these, 377 sale listings are in Gozo (where the lower threshold may apply).
Cheapest qualifying properties
The lowest-priced active listings that meet the Malta Retirement Programme property threshold today. Sorted by price ascending.
Compare with other Maltese residency programmes
Different programmes apply to EU and non-EU citizens, and pair different tax regimes with the residency. Compare side-by-side.