Calculadora de elegibilidad AIP Malta
Comprueba en segundos si necesitas un permiso AIP, si el inmueble supera el umbral mínimo de precio maltés y qué tarifas se aplican.
Result
AIP permit required, and the price clears the Maltese minimum threshold.
You will need to apply for an AIP permit before signing the deed. The price clears the minimum threshold of 175.000 € for this property type, so the application should be approved on the price test. Other conditions (proof of funds, primary-residence intent) still apply.
- AIP permit needed
- Yes
- Minimum price
- 175.000 €
- AIP permit fee
- 233 €
- Can buy additional properties
- No
AIP permit fee is a one-off 233 € payable on application, non-refundable. Processing typically takes 6 to 8 weeks; longer if the file is incomplete. The threshold figures shown are the published minimums and are uplifted occasionally; verify with your notary before signing.
About AIP permits
The Acquisition of Immovable Property (Non-Residents) Act regulates property purchases in Malta by people who are not Maltese citizens and have not been resident in Malta for 5 continuous years. Most of Malta's property stock is restricted; SDAs are the main carve-out.
- Non-EU citizens always need an AIP permit unless buying inside an SDA.
- EU citizens who have lived in Malta for under 5 years need an AIP for second homes; primary residences are exempt.
- Inside an SDA, anyone can buy any number of properties with no permit and no minimum-price floor.
- Outside an SDA, the property must clear a published minimum-price threshold per property type.
Requisito inmobiliario para Malta Golden Visa, MPRP y ciudadanía
La mayoría de los programas malteses de residencia y ciudadanía exigen una compra inmobiliaria o un alquiler de larga duración además de las reglas AIP anteriores. El resultado AIP de esta calculadora es lo que tu abogado de inmigración debe presentar junto con la solicitud de residencia. A continuación, un mapa rápido de los cuatro programas más habituales.
Malta Permanent Residence Programme (MPRP)
Permiso de residencia de 5 años renovable. Requisito inmobiliario: compra de al menos 375.000 EUR (300.000 EUR si el inmueble está en el sur de Malta o en Gozo) o arrendamiento cualificado de al menos 14.000 EUR/año (10.000 EUR/año en el sur de Malta o en Gozo). Más una contribución estatal unificada de 37.000 EUR, una tasa administrativa de 60.000 EUR (15.000 EUR al presentar la solicitud, 45.000 EUR con la Letter of Approval in Principle), 7.500 EUR por dependiente mayor de 18 años y una donación de 2.000 EUR a una ONG maltesa. El inmueble debe mantenerse durante toda la vigencia del permiso.
Citizenship by Merit (sustituye a MEIN)
La vía inversora (MEIN) quedó cerrada a nuevas solicitudes el 26 de julio de 2025 tras una sentencia del Tribunal de Justicia de la UE. Su sucesora, Citizenship by Merit, no exige ni inmueble ni contribución fijos: los solicitantes deben acreditar un servicio o contribución excepcional a Malta en ámbitos como la ciencia, la tecnología, la cultura, el deporte, el emprendimiento, la filantropía o el trabajo humanitario. Cada caso lo evalúan, por mérito, la Community Malta Agency y un Evaluation Board independiente.
Nomad Residence Permit
Issued by Residency Malta to non-EU remote workers earning at least €42,000 per year. No property purchase requirement, but most permit holders sign 6 to 12 month leases on Maltese property. The AIP rules above still apply if you choose to buy.
Malta Retirement Programme
Targeted at EU/EEA/Swiss pensioners. 15% flat tax on foreign-source income remitted to Malta, minimum tax floor applies. Requires either purchase of qualifying property at the published thresholds or a long-term lease, plus pension and health-cover proof.
Programme thresholds and rules are revised periodically by Residency Malta and Identità. This page reflects the current published programme parameters; final eligibility and documentation should be confirmed with a Maltese immigration lawyer or licensed agent.
Buying Malta property by buyer nationality
AIP rules and residency programmes treat buyers differently depending on citizenship and current residence status. This is a quick orientation by buyer profile; the calculator above produces the precise AIP outcome for your exact case.
British (UK) buyers after Brexit
Los ciudadanos del Reino Unido se tratan como extracomunitarios desde el 1 de enero de 2021. Se exige permiso AIP para cualquier inmueble fuera de una SDA, y se aplican los umbrales mínimos publicados (~247.700 EUR casa, ~148.620 EUR apartamento). Los compradores británicos conservan el acceso al MPRP y al Nomad Residence Permit; la vía inversora a la ciudadanía (MEIN) está cerrada desde julio de 2025, por lo que la ciudadanía maltesa pasa ahora por la naturalización estándar o por el nuevo marco Citizenship by Merit. Las rentas de pensión británicas tributan en Malta conforme al tratado de doble imposición Reino Unido-Malta cuando el jubilado es residente fiscal maltés.
American (US) buyers
US citizens are non-EU and need an AIP permit outside SDAs. SDAs (Tigne Point, Portomaso, Pendergardens, Fort Cambridge, Manoel Island, Mercury Towers, Madliena Village, Smartcity, Santa Maria Estate) are the most common option for US buyers because there is no AIP and no minimum-price floor. FATCA reporting applies to any Maltese bank account opened in connection with the purchase. The US-Malta tax treaty governs pension and rental income taxation.
EU citizens (Italy, Germany, France, Netherlands, Spain, Poland, etc.)
EU citizens with at least 5 continuous years of Maltese residence can buy a primary residence without an AIP permit. EU citizens resident for less than 5 years need an AIP for any second home but can buy a primary residence permit-free. SDAs remove the AIP requirement entirely regardless of residence duration. Italians, Germans, and French buyers are the largest non-Maltese segments on Darscover; the calculator outcome accounts for the EU long-term resident exemption.
Russian and CIS buyers
Los compradores rusos y de países CEI están sujetos a las reglas estándar AIP extracomunitarias más la verificación de sanciones de la UE. Los bancos y notarios malteses deben verificar el origen de los fondos y pueden rechazar operaciones vinculadas a personas o entidades sancionadas. Los nacionales rusos y bielorrusos siguen específicamente excluidos del MPRP mientras estén vigentes las sanciones de la UE. La anterior vía inversora a la ciudadanía (MEIN) quedó cerrada para todos el 26 de julio de 2025.
Other non-EU citizens (Australia, Canada, India, China, Middle East)
All non-EU buyers are treated equivalently for AIP purposes: permit required outside SDAs, threshold applies. Differences appear at the residency-programme stage and the tax-treaty level. Canada, Australia, New Zealand, the UAE, Israel, India, Singapore, and Hong Kong all have varying combinations of double-tax treaties with Malta that change how rental income, capital gains, and pension flows are taxed once the property is owned.
AIP permit FAQs
What is an AIP permit?
AIP stands for Acquisition of Immovable Property. It is a permit issued by the Maltese Commissioner for Revenue that authorises a non-Maltese, non-long-term-EU-resident buyer to purchase residential property in Malta outside a Special Designated Area.
Who needs an AIP permit?
Non-EU citizens and EU citizens who have lived in Malta for under 5 years. The permit is unnecessary for: Maltese citizens; EU citizens with 5+ years of continuous Maltese residence buying a primary home; or anyone (including non-EU buyers) purchasing inside a Special Designated Area.
What are the minimum prices?
The minimum prices are revised periodically by the Commissioner for Revenue. As of the latest update, the floor is roughly 247,700 EUR for a house (any kind, terraced through villa) and roughly 148,620 EUR for an apartment. The minimum applies per property; you cannot aggregate multiple sub-threshold properties to clear it.
What is a Special Designated Area (SDA)?
SDAs are specific developments designated by Maltese law where foreign buyers can purchase without restriction: any number of properties, no AIP permit, no minimum price. Most are large luxury or marina developments: Tigne Point and Fort Cambridge in Sliema, Portomaso and Pendergardens in St Julian's, Manoel Island in Gzira, Smartcity in Kalkara, Madliena Village in Madliena, Mercury Towers in St Julian's, and Santa Maria Estate in Mellieha.
How long does it take to get an AIP?
Plan for 6 to 8 weeks from filing the application to receiving the permit, assuming a complete file. Delays usually come from incomplete documentation (proof of funds, source of funds, deed copies) or supplementary requests from the Commissioner. The application is signed by your notary alongside the konvenju.