Malta AIP-geschiktheidsrekenmachine
Controleer in seconden of je een AIP-vergunning nodig hebt, of het pand de Maltese minimumprijsgrens haalt en welke kosten van toepassing zijn.
Result
AIP permit required, and the price clears the Maltese minimum threshold.
You will need to apply for an AIP permit before signing the deed. The price clears the minimum threshold of € 175.000 for this property type, so the application should be approved on the price test. Other conditions (proof of funds, primary-residence intent) still apply.
- AIP permit needed
- Yes
- Minimum price
- € 175.000
- AIP permit fee
- € 233
- Can buy additional properties
- No
AIP permit fee is a one-off € 233 payable on application, non-refundable. Processing typically takes 6 to 8 weeks; longer if the file is incomplete. The threshold figures shown are the published minimums and are uplifted occasionally; verify with your notary before signing.
About AIP permits
The Acquisition of Immovable Property (Non-Residents) Act regulates property purchases in Malta by people who are not Maltese citizens and have not been resident in Malta for 5 continuous years. Most of Malta's property stock is restricted; SDAs are the main carve-out.
- Non-EU citizens always need an AIP permit unless buying inside an SDA.
- EU citizens who have lived in Malta for under 5 years need an AIP for second homes; primary residences are exempt.
- Inside an SDA, anyone can buy any number of properties with no permit and no minimum-price floor.
- Outside an SDA, the property must clear a published minimum-price threshold per property type.
Vastgoedeis voor Malta Golden Visa, MPRP en burgerschap
De meeste Maltese verblijfs- en burgerschapsregelingen vragen, naast de AIP-regels hierboven, om een vastgoedaankoop of langdurige huur. De AIP-uitkomst van deze calculator is wat je immigratieadvocaat samen met de verblijfsaanvraag moet indienen. Hieronder een snelle kaart van de vier meest gangbare programma's.
Malta Permanent Residence Programme (MPRP)
Verblijfsvergunning van 5 jaar verlengbaar. Vastgoedeis: aankoop van minimaal 375.000 EUR (300.000 EUR als het pand in het zuiden van Malta of op Gozo ligt) of een gekwalificeerde huur van minimaal 14.000 EUR/jaar (10.000 EUR/jaar in het zuiden van Malta of op Gozo). Plus een uniforme overheidsbijdrage van 37.000 EUR, administratiekosten van 60.000 EUR (15.000 EUR bij indiening, 45.000 EUR bij Letter of Approval in Principle), 7.500 EUR per afhankelijke boven de 18 en een donatie van 2.000 EUR aan een Maltese ngo. Het pand moet de looptijd van de vergunning aangehouden worden.
Citizenship by Merit (vervangt MEIN)
Het investeerderstraject (MEIN) is op 26 juli 2025 gesloten voor nieuwe aanvragen na een uitspraak van het Hof van Justitie van de EU. De opvolger, Citizenship by Merit, kent geen vaste vastgoed- of bijdrage-eis: aanvragers moeten een uitzonderlijke dienst of bijdrage aan Malta aantonen op gebieden als wetenschap, technologie, cultuur, sport, ondernemerschap, filantropie of humanitair werk. Elk dossier wordt op verdienste beoordeeld door de Community Malta Agency en een onafhankelijk Evaluation Board.
Nomad Residence Permit
Issued by Residency Malta to non-EU remote workers earning at least €42,000 per year. No property purchase requirement, but most permit holders sign 6 to 12 month leases on Maltese property. The AIP rules above still apply if you choose to buy.
Malta Retirement Programme
Targeted at EU/EEA/Swiss pensioners. 15% flat tax on foreign-source income remitted to Malta, minimum tax floor applies. Requires either purchase of qualifying property at the published thresholds or a long-term lease, plus pension and health-cover proof.
Programme thresholds and rules are revised periodically by Residency Malta and Identità. This page reflects the current published programme parameters; final eligibility and documentation should be confirmed with a Maltese immigration lawyer or licensed agent.
Buying Malta property by buyer nationality
AIP rules and residency programmes treat buyers differently depending on citizenship and current residence status. This is a quick orientation by buyer profile; the calculator above produces the precise AIP outcome for your exact case.
British (UK) buyers after Brexit
Britse onderdanen worden sinds 1 januari 2021 als niet-EU behandeld. Voor elk pand buiten een SDA is een AIP-vergunning vereist en de gepubliceerde minimumprijsdrempels (~247.700 EUR huis, ~148.620 EUR appartement) gelden. Britse kopers behouden toegang tot MPRP en het Nomad Residence Permit; het investeerderstraject naar burgerschap (MEIN) is sinds juli 2025 gesloten, zodat Maltees burgerschap nu via de standaardnaturalisatie of het nieuwe Citizenship by Merit-kader loopt. Britse pensioeninkomsten zijn in Malta belastbaar onder het VK-Malta dubbelbelastingverdrag als de gepensioneerde Maltees fiscaal ingezetene is.
American (US) buyers
US citizens are non-EU and need an AIP permit outside SDAs. SDAs (Tigne Point, Portomaso, Pendergardens, Fort Cambridge, Manoel Island, Mercury Towers, Madliena Village, Smartcity, Santa Maria Estate) are the most common option for US buyers because there is no AIP and no minimum-price floor. FATCA reporting applies to any Maltese bank account opened in connection with the purchase. The US-Malta tax treaty governs pension and rental income taxation.
EU citizens (Italy, Germany, France, Netherlands, Spain, Poland, etc.)
EU citizens with at least 5 continuous years of Maltese residence can buy a primary residence without an AIP permit. EU citizens resident for less than 5 years need an AIP for any second home but can buy a primary residence permit-free. SDAs remove the AIP requirement entirely regardless of residence duration. Italians, Germans, and French buyers are the largest non-Maltese segments on Darscover; the calculator outcome accounts for the EU long-term resident exemption.
Russian and CIS buyers
Russische en GOS-kopers zijn onderworpen aan de standaard niet-EU-AIP-regels plus EU-sanctiescreening. Maltese banken en notarissen moeten de herkomst van middelen verifiëren en kunnen transacties met gesanctioneerde personen of entiteiten weigeren. Russische en Belarussische onderdanen blijven specifiek uitgesloten van het MPRP zolang de EU-sancties van kracht zijn. Het eerdere MEIN-investeerderstraject naar burgerschap is op 26 juli 2025 voor iedereen gesloten.
Other non-EU citizens (Australia, Canada, India, China, Middle East)
All non-EU buyers are treated equivalently for AIP purposes: permit required outside SDAs, threshold applies. Differences appear at the residency-programme stage and the tax-treaty level. Canada, Australia, New Zealand, the UAE, Israel, India, Singapore, and Hong Kong all have varying combinations of double-tax treaties with Malta that change how rental income, capital gains, and pension flows are taxed once the property is owned.
AIP permit FAQs
What is an AIP permit?
AIP stands for Acquisition of Immovable Property. It is a permit issued by the Maltese Commissioner for Revenue that authorises a non-Maltese, non-long-term-EU-resident buyer to purchase residential property in Malta outside a Special Designated Area.
Who needs an AIP permit?
Non-EU citizens and EU citizens who have lived in Malta for under 5 years. The permit is unnecessary for: Maltese citizens; EU citizens with 5+ years of continuous Maltese residence buying a primary home; or anyone (including non-EU buyers) purchasing inside a Special Designated Area.
What are the minimum prices?
The minimum prices are revised periodically by the Commissioner for Revenue. As of the latest update, the floor is roughly 247,700 EUR for a house (any kind, terraced through villa) and roughly 148,620 EUR for an apartment. The minimum applies per property; you cannot aggregate multiple sub-threshold properties to clear it.
What is a Special Designated Area (SDA)?
SDAs are specific developments designated by Maltese law where foreign buyers can purchase without restriction: any number of properties, no AIP permit, no minimum price. Most are large luxury or marina developments: Tigne Point and Fort Cambridge in Sliema, Portomaso and Pendergardens in St Julian's, Manoel Island in Gzira, Smartcity in Kalkara, Madliena Village in Madliena, Mercury Towers in St Julian's, and Santa Maria Estate in Mellieha.
How long does it take to get an AIP?
Plan for 6 to 8 weeks from filing the application to receiving the permit, assuming a complete file. Delays usually come from incomplete documentation (proof of funds, source of funds, deed copies) or supplementary requests from the Commissioner. The application is signed by your notary alongside the konvenju.