Malta property tools
Free calculators built on live Maltese market data. No signup, no email, no rate-limited freemium.
Malta stamp duty calculator
Work out how much stamp duty you'll pay on a Maltese residential property purchase, including the first-time buyer exemption, the owner-occupier rate and the UCA or long-vacant property exemption.
Open toolMalta AIP eligibility calculator
Find out in seconds whether you need an Acquisition of Immovable Property (AIP) permit, whether the property clears the Maltese minimum-price threshold, and what fees apply.
Open toolMalta mortgage calculator
Estimate your monthly mortgage payment on a Maltese property purchase, with the full year-by-year amortisation schedule. Adjust deposit, interest rate, and term to compare scenarios side-by-side.
Open toolRental yield by locality (Malta)
Gross annual rental yield for every Maltese locality with an active sale and rental market. Sortable by yield, computed from live listing medians, refreshed daily.
Open toolMalta affordability calculator
Work out the maximum property price you can target based on your gross annual income, existing monthly debts, and available deposit.
Open toolRent vs buy calculator for Malta
Compare the true cumulative cost of renting against buying over your planned time horizon. See the break-even year and total savings.
Open toolMalta closing costs calculator
See the full cost breakdown for buying a property in Malta, including stamp duty, notary fees, searches, and the AIP permit if applicable.
Open toolProperty valuation in Malta: what is my home worth?
A free, instant estimate from the asking prices of comparable homes in your locality. No account and no agency, and the method and the data behind every figure are on this page.
Open toolMalta solar grant calculator
Estimate the 2026 RES grant for rooftop PV and battery storage, plus how fast the system pays for itself.
Open toolGround rent (cens) calculator
What redeeming a Maltese ground rent costs, and how the Civil Code's 5% rule works.
Open toolMalta moving cost calculator
Local and international moving costs to and within Malta, with packing and storage.
Open toolMalta residency route finder
Answer five questions to see which residency routes match you, the official rules behind each one, and the homes on Darscover that meet each route's property requirement today.
Open toolBusiness set-up cost calculator for Malta
Registry fees, share capital, the yearly audit, and office and shop rents from the listings on Darscover today, area by area. Every figure shows its source.
Open toolFor landlords: the compliance checkers
Three legal triggers hit Maltese landlords. Each checker takes under a minute.
EPC Certificate Malta
Every sale and every let in Malta needs an EPC; fines reach €5,000. Two questions tell you if yours is due, what it costs and how long it lasts.
Run the checkLease Registration Malta
Every private residential lease in Malta must be registered within 10 days of starting; fines run €2,500 to €10,000. Enter your date, get your deadline.
Run the checkHoliday Let Licence Malta
Letting to tourists in Malta needs an MTA licence; letting without one is an offence. About 1 in 5 listings has no licence. See whether yours needs one.
Run the checkOr start with every landlord obligation in Malta, in one place.
How these calculators work
All four tools use Maltese statute (stamp duty, AIP), standard finance math (amortisation), or live aggregated data from the same listing pool that powers Darscover search. Rates and thresholds are kept in sync with each Maltese budget cycle. They are informational, not legal or financial advice.